The examination consists of two written papers. Paper I – 100 Marks Paper I covers:
- Banking – 35 marks
- Management – 35 marks
- Accounting
- Mathematics – 20 marks
- Information Technology – 10 marks
The syllabus describes Paper I as a subjective examination containing short- and long-answer questions, with a duration of 2 hours 30 minutes. Paper II – 100 Marks Paper II is service/group/institution-related and, for the RBB-related syllabus, contains practical and operational banking topics. The RBB-focused areas include: - Banking terms and basic banking knowledge
- Cash handling
- Customer service
- Office operations
- Gold and silver loan transactions
- Human resource and organizational management
- Accounting and vault management
- Digital/electronic payment systems
- Banking laws
RBB Level 4 Paper I Syllabus1. Banking – 35 Marks
Banking is the first major section of Paper I and carries 35 marks. The syllabus covers the following areas: History and Development of Banking Candidates need to understand:
- History of the banking system
- Development of the banking system
- Evolution of banking institutions
Present Status of Banking in Nepal This includes understanding the: - Present scenario of banking in Nepal
- Status of Nepal's banking system
- Banking-sector environment
Types and Classification of Banks and Financial Institutions Candidates should understand the classification and types of: - Banks
- Financial institutions
- Banking institutions operating within Nepal's financial system
Central Bank and Commercial Banks The syllabus covers: - Role of the central bank
- Functions of the central bank
- Role of commercial banks
- Functions of commercial banks
Challenges, Issues and Opportunities Candidates should prepare the major: - Challenges of banking in Nepal
- Issues in the banking sector
- Opportunities in Nepalese banking
Financial Access, Literacy and Inclusion The Banking section also includes: - Financial access
- Financial literacy
- Financial inclusion
RBB Level 4 Banking Laws
The Paper I Banking syllabus also specifically includes important banking legislation and regulatory provisions.
Candidates should prepare: - Banks and Financial Institutions Act (BAFIA), 2073
- Nepal Rastra Bank Act, 2058
- Banking Offence and Punishment Act, 2064
- Asset (Money) Laundering Prevention Act, 2064
- NRB Unified Directives
- Negotiable Instrument Act, 2034
These laws form an important part of the regulatory foundation of banking operations.
2. RBB Level 4 Management Syllabus – 35 Marks
Management is another major component of Paper I.
The syllabus includes: - Organization
- Principles of management
- Functions of management
- Organizational change
- Organizational development
- Motivation
- Communication
- Supervision
- Monitoring
- Control
- Corporate governance
- Management Information System (MIS)
Candidates should understand both the theoretical concepts and their application within an organizational and banking environment.
3. RBB Level 4 Accounting Syllabus
Accounting is included in Paper I and covers fundamental accounting concepts as well as banking-related accounting operations.
The syllabus includes: - Accounting concepts
- Accounting principles
- Characteristics of accounting
- Types of accounting
- Objectives of accounting
- Single-entry system
- Double-entry system
- Vouchers
- Petty cash
- Trial balance
- Bank reconciliation
- Interbank transactions
- Interbranch transactions
- Profit and Loss Account
- Income and expenditure
- Balance Sheet
- Financial statements
- Importance and uses of financial statements
- Internal audit
- External audit
- Internal control
- Depreciation
For RBB Level 4 preparation, candidates should combine conceptual study with regular accounting problem practice.
4. RBB Level 4 Mathematics Syllabus – 20 Marks
Mathematics carries 20 marks in Paper I.
The syllabus includes: - Unitary method
- Fractions
- Decimals
- Percentage
- Ratio
- Proportion
- Profit and loss
- Discount
- Commission
- Simple interest
- Compound interest
- Simple average
- Weighted average
Regular numerical practice is useful for improving calculation speed and accuracy.
5. RBB Level 4 Information Technology Syllabus – 10 Marks
Information Technology carries 10 marks.
The syllabus covers: - Computer fundamentals
- Input devices
- Output devices
- Operating systems
- Hardware
- Application software
- Internet
- Intranet
- Extranet
- Email
- Windows
- MS Word
- MS Excel
- MS PowerPoint
- Database Management System
- Use of Information Technology in banking
- Use of Artificial Intelligence in banking
The inclusion of AI in banking makes the IT section relevant not only to traditional computer knowledge but also to the changing technological environment of banking.
RBB Level 4 Paper II Syllabus
Paper II is particularly important for candidates preparing specifically for Rastriya Banijya Bank Level 4, because it moves beyond general theory into practical banking operations.
The RBB-related syllabus includes banking terms, cash operations, customer service, gold and silver loans, organizational management, vault management, digital payments and banking laws.
1. Banking Terms and Basic Banking Knowledge Candidates should understand important banking terminology and concepts such as: - Types of loans
- Types of deposits
- CD Ratio
- CRR
- SLR
- Remittance
- Credit information
- Blacklisting
- Credit rating
- Virtual banking
- Neo banking
- Trade finance
- Letter of Credit (LC)
- Bank Guarantee
These concepts connect basic banking theory with practical banking operations.
2. Cash Handling and Counter Operations
Cash management is a significant practical component of the RBB-related syllabus. Topics include: - Cash transactions
- Security around banking counters
- Precautions during cash receipt
- Precautions during cash payment
- Security features of currency notes
- Counting currency notes
- Tagging and bundling
- Cash and fund transfer management
- Clean Note Policy
- Soiled notes
Candidates preparing for RBB Level 4 should understand not only the terminology but also the operational purpose of these procedures.
3. Customer Service, KYC and Office Operations
The syllabus includes several areas directly related to customer-facing banking services.
These include: - Know Your Customer (KYC)
- Customer satisfaction
- Service delivery
- Signature verification
- Identification verification
- Document verification
- Customer service desk
- Payment processing
- Account opening
- Account statements
- Letters
- Tippani
- Correspondence
- Record management
- Filing
- Indexing
- Digitization
This section connects banking knowledge with the day-to-day responsibilities of banking staff.
4. Gold and Silver Loan Transactions
A distinctive part of the RBB-related syllabus is gold and silver loan operations. Candidates should prepare: - Identification of jewellery
- Identification of bullion
- Identification of bars
- Identification of coins
- Purity testing
- Spot value
- Appraised value
- Loan-to-Value (LTV)
- Margin call
- Loan guarantee commission
- Insurance
- Backup coverage
This topic requires understanding the basic process through which precious-metal-backed lending is handled.
5. Organizational Management and Behaviour
The Paper II syllabus also includes organizational and employee-related topics. These include: - Human Resource Management
- Job description
- Terms of Reference (TOR)
- Job responsibilities
- Leadership
- Performance evaluation
- Team building
- Workmanship
- Grievance management
- Knowledge management
- Stress management
- Conflict management
6. Accounting and Vault Management
Another important practical area is vault and cash management.
Candidates should prepare: - Vault keys
- Vault handover and takeover
- Vault security
- Vault opening and closing
- CCTV monitoring
- Physical monitoring
- Protection against fire
- Protection against natural calamities
- Cash journal
- Ledger
- Main control ledger
- Day-end cash reporting
- Vault registers
- Currency-chest transactions
These topics make the RBB Level 4 syllabus particularly relevant to operational banking functions.
7. Digital Banking and Electronic Payment Systems
Modern banking technology forms another major part of Paper II.
The syllabus includes: - Electronic Cheque Clearing (ECC)
- Interbank payment systems
- ConnectIPS
- RTGS
- SWIFT
- Internet banking
- Mobile banking
- QR payments
- NFC
- Digital cards
- Digital wallets
- Central Bank Digital Currency (CBDC)
Candidates should understand the purpose and basic functioning of these payment and banking technologies.
8. RBB Level 4 Banking Laws
The RBB-related Paper II syllabus also includes: - Payment and Settlement Act, 2075
- Electronic Transaction Act, 2063
- Government Transaction Directives, 2076
- RBB Employee Service Bylaws, 2070
These provisions should be studied alongside the banking laws included in Paper I.
RBB Level 4 Syllabus: Subject-Wise Summary | Subject | Major Areas |
| Banking | Banking system, BFIs, central bank, commercial banks, financial inclusion, banking challenges |
| Banking Laws | BAFIA, NRB Act, Banking Offence Act, AML Act, Unified Directives, Negotiable Instrument Act |
| Management | Management principles, organization, motivation, communication, supervision, governance, MIS |
| Accounting | Bookkeeping, vouchers, trial balance, reconciliation, financial statements, audit, control, depreciation |
| Mathematics | Percentage, ratio, profit/loss, discount, commission, interest, averages |
| IT | Computer basics, OS, Office applications, internet, DBMS, IT and AI in banking |
| Practical Banking | Cash handling, KYC, customer service, account operations, trade finance |
| Gold/Silver Loans | Purity, valuation, LTV, margin call, insurance |
| Vault Management | Vault security, cash records, reporting, currency chest |
| Digital Banking | ECC, ConnectIPS, RTGS, SWIFT, mobile banking, QR, wallets, CBDC |
| RBB Laws | Payment and Settlement Act, ETA, Government Transaction Directives, RBB Employee Service Bylaws |
How to Prepare for RBB Level 4 Syllabus 1. Divide Preparation Into Two Papers
Start by separating the syllabus into Paper I and Paper II.
Paper I requires broad academic preparation across banking, management, accounting, mathematics and IT.
Paper II requires more practical and operational banking knowledge.
This distinction is useful when creating a study timetable.
2. Build Your Banking Foundation First Begin with:
- Banking system
- Types of BFIs
- Central and commercial banking
- Deposits
- Loans
- Financial inclusion
- Banking services
Then move into specialized topics such as LC, bank guarantee, remittance, CRR, SLR and CD Ratio. 3. Give Separate Attention to Practical Banking
For RBB-specific preparation, do not limit your study to textbook definitions.
Cover the operational areas included in the syllabus:
Cash → KYC → Customer Service → Gold/Silver Loans → Vault → Digital Payments → Banking Laws
4. Practice Accounting and Mathematics Regularly
Accounting and Mathematics require repeated practice.
Create separate practice sessions for:
- Bank reconciliation
- Trial balance
- Financial statements
- Depreciation
- Interest
- Percentage
- Ratio
- Profit and loss
- Discount
- Commission
- Average
5. Revise Banking Laws
Keep the major Acts and regulations in separate revision notes.
For RBB Level 4, this includes both the Paper I banking laws and the Paper II payment, electronic transaction, government transaction and RBB employee service provisions.
RBB Level 4 Syllabus 2084/85: What Candidates Should Focus On The RBB Level 4 syllabus combines general banking knowledge and practical banking operations.
The common Paper I gives candidates a foundation in:
Banking + Management + Accounting + Mathematics + IT
The RBB-related Paper II then extends that preparation into:
Cash Operations + Customer Service + KYC + Gold/Silver Loans + Vault Management + Digital Banking + Banking Laws
Therefore, candidates preparing specifically for RBB Level 4 should make sure their preparation covers both conceptual knowledge and practical banking procedures.
Frequently Asked Questions About RBB Level 4 Syllabus Q. What is the RBB Level 4 syllabus?
Ans. The RBB Level 4 syllabus covers Banking, Management, Accounting, Mathematics and Information Technology in Paper I, followed by service/group/institution-related subjects in Paper II. The RBB-related syllabus includes practical banking operations and relevant laws.
Q. How many marks is the RBB Level 4 written examination?
Ans. The written examination carries 200 marks, with 100 marks in Paper I and 100 marks in Paper II. The interview carries 30 marks.
Q. What subjects are in RBB Level 4 Paper I?
Ans. Paper I covers Banking, Management, Accounting, Mathematics and Information Technology.
Q. How many marks does Banking carry in Paper I?
Ans. The Banking section carries 35 marks in Paper I.
Q. Does RBB Level 4 include practical banking operations?
Ans. Yes. The RBB-related Paper II includes cash handling, customer service, KYC, account operations, gold and silver loans, vault management and digital payment systems.
Q. Is digital banking included in the RBB Level 4 syllabus?
Ans. Yes. The syllabus includes ECC, interbank payment systems, ConnectIPS, RTGS, SWIFT, internet banking, mobile banking, QR, NFC, digital cards, wallets and CBDC.
Q. Which laws are included in the RBB Level 4 syllabus?
Ans. The syllabus includes BAFIA 2073, NRB Act 2058, Banking Offence and Punishment Act 2064, Asset (Money) Laundering Prevention Act 2064, NRB Unified Directives and Negotiable Instrument Act 2034, along with the Paper II laws including the Payment and Settlement Act 2075, Electronic Transaction Act 2063, Government Transaction Directives 2076 and RBB Employee Service Bylaws 2070.
Q. Is Mathematics included in RBB Level 4?
Ans. Yes. Mathematics carries 20 marks and includes percentage, ratio and proportion, profit and loss, discount, commission, simple and compound interest, and averages.
Final Word The RBB Level 4 syllabus 2084/85 combines academic subjects with practical banking knowledge. Candidates need to prepare not only Banking, Management, Accounting, Mathematics and IT, but also the operational areas covered in the RBB-related Paper II.
A structured preparation plan should therefore follow the syllabus from banking fundamentals and accounting to cash operations, customer service, vault management, digital banking and banking laws.
For candidates searching for RBB Level 4 syllabus, RBB 4th Level syllabus, RBB Assistant syllabus, Rastriya Banijya Bank exam preparation, RBB Level 4 online class, or RBB 2084/85 preparation, this syllabus provides the framework around which the entire preparation strategy should be built.
Prepare the syllabus. Understand the concepts. Practice the operations. Revise the laws.
Prepare for RBB Level 4 with Edusoft Academy
Edusoft Academy's RBB Level 4 Online Class – Batch 1 (2084/85) is designed around the prescribed syllabus, combining core banking subjects with practical banking operations and RBB-specific preparation. 
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